What Happens to Home Warranties if the Builder Files for Bankruptcy
Author: Adria Huang
It is typical in the home building industry that home builders provide their buyers with warranties for replacing or repairing defects or other components in the new residential units. However, with a rising number of home builders going into bankruptcy, a pressing issue is: what happens to these warranties if the builder subsequently files for bankruptcy?
General Unsecured Claims
Generally, claims by home buyers under these warranties are treated as pre-petition general unsecured claims in bankruptcy proceedings. Simply put, they …

Will Your Home Warranty Live Up to Expectations?
Author: Anita
Many people speculate on whether they really need home warranties. One way to decide is to analyze the cost of repairs to major systems and appliances should they break down. Heating systems may cost more than $1,000 to replace, while a hot water heater is likely to cost more than $400. You could spend thousands more if your electrical systems, plumbing, range or refrigerator need to be replaced. Compare this likely cost with cost of an annual premium and a service call …

Choosing a reputable home warranty company is not an easy task.  In this day of pinching pennies, you want to make sure that you pick the right home warranty company.  Start by asking yourself what is a reputable home warranty company?  Some of the points are easy…  They need to be easy to sign up with.  They need to have a contract that is easy to understand.  They need to be ready and willing to repair issues with your home and appliances when trouble occurs.  Seems simple, right?  It is …

HomeShieldScam.com has created this list to assist you with making your home warranty claim to your home warranty company.  Download the list and review it for the most common reasons that your claim will be declined.  Please feel free to comment on anything that you feel needs to be added to the form to make it easier to use.  Sharing your experiences with making your home warranty claim helps others to be successful!
  Top 10 Reasons your Claim will be denied (37.9 KiB, 1,071 hits)

HomeShieldScam.com has created this form to assist you with making your home warranty claim to your home warranty company.  Download the form below, and use it to prepare for and to document your contact with the home warranty company regarding your home warranty claim.  Please feel free to comment on anything that you feel needs to be added to the form to make it easier to use.  Sharing your experiences with making your home warranty claim helps others to be successful!
  Make a Claim (69.4 KiB, 3,191 hits)

What exactly is home warranty insurance?
A Home Warranty is an insurance policy that is supposed to save you from large unexpected expenses.  You can read a more in depth definition here.  Although a home warranty is supposed to provide piece of mind, unfortunately the entire industry is surrounded by controversy.     Many consumers report that thier home warranty company makes it difficult to receive payment for repairs, and to get decent service technicians to respond.  Many home buyers receive a home warrenty from companies such as HSA and AHS.
The Upside

You …

A home warranty is a service contract that covers the repair or replacement of many of the most frequently occurring breakdowns of home system components and appliances.  These are offered by a number of companies and are very common as a benefit offered to the buyer of a residential property as a way of guaranteeing that a buyer is not hit with unusual or unexpected expenses.  Unfortunatly, the buyer should be very aware of what is actually covered within these warrantys.  In many cases, major appliances will not be covered …

Welcome to the Launch of HomeShieldScam.com Too often in this day and age, we are disappointed by vendors and service companies that over promise and under deliver. We at HomeShieldScam.com have decided to take a stand and ensure that the consumer has the tools that they need to resolve disputes with Home Warranty and Home Shield companies. Over the next weeks as this site grows, we will provide a number of tools and proven paths to navigate the depths of companies like HMS and AHS. Check …